At PayMyBillNow.Online (“we,” “us,” or “our”), protecting your privacy is a top priority. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit https://paymybillnow.online/ (the “Site”) or use our services to make insurance bill payments, including payments for GEICO Insurance, State Farm Insurance, Progressive Insurance, Farmers Insurance, and 21st Century Insurance. By accessing or using our Site, you agree to the practices described in this Privacy Policy.

Information We Collect

We may collect the following categories of personal information:

• Such as your name, email address, billing address, phone number, and insurance account details necessary to process payments for GEICO, State Farm, Progressive, Farmers, and 21st Century Insurance.
• Including your payment card information, bank account details, and other data required to securely process your insurance payments.
• Such as your IP address, browser type, device information, and usage statistics to help improve website performance and security.
• Information you provide when you contact our support team or provide feedback about your insurance payment experience.

How We Use Your Information

The personal data we collect is used for the following purposes:

• To securely process your insurance payments for GEICO, State Farm, Progressive, Farmers, and 21st Century Insurance.
• To manage your payment accounts and provide customer service.
• To send payment confirmations, service updates, and notifications related to your insurance payments.
• To comply with legal requirements, prevent fraud, and resolve disputes.
• To enhance the performance and user experience of our website.

How We Share Your Information

We do not sell or trade your personal data. However, your information may be shared in the following situations:

• We work with third-party partners who help us process payments, provide customer support, and manage IT infrastructure for insurance payments involving GEICO, State Farm, Progressive, Farmers, and 21st Century Insurance.
• We may disclose your information if required by law, court orders, or governmental requests.
• In the event of a business merger, acquisition, or sale of assets, your information may be shared as part of the transaction.

Data Retention

We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law. When your information is no longer needed, we securely delete or anonymize it.

How We Protect Your Information

We implement a variety of security measures, including encryption and secure payment systems, to help protect your personal information from unauthorized access, misuse, or disclosure. While we strive to maintain strong security practices, no online system can guarantee complete protection. We recommend using strong passwords and practicing safe online habits.

Your Privacy Rights

You have the right to:

• Request a copy of the personal information we hold about you.
• Request corrections or updates to your personal information.
• Request the deletion of your personal information, subject to applicable legal and business requirements.
• Unsubscribe from marketing emails by following the opt-out instructions provided in those emails or by contacting us directly.

To exercise your privacy rights, please reach out to us using the contact information provided below.

Children’s Privacy

Our services are not directed at individuals under the age of 18, and we do not knowingly collect personal information from minors. If we discover that we have inadvertently gathered personal data from a minor without parental consent, we will promptly delete it. If you suspect we may have collected information from a minor, please contact us immediately.

Cookies and Tracking Technologies

We use cookies and similar tracking tools to improve your browsing experience and optimize our website’s performance. You may adjust your cookie settings through your browser preferences. Please note that disabling cookies may affect the functionality of certain features on our Site.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or for legal and regulatory reasons. Any updates will be posted on this page with a revised “Effective Date.” We encourage you to review this policy periodically to stay informed about how we protect your personal information.